Asset Protection

Commercial Property Insurance

Protects your physical business assets, including your office building, furniture, computers, and tools.

What is Commercial Property Insurance?

Commercial property insurance protects your business's physical assets from damage or loss. For transportation companies, this includes your office building (if owned), office furniture, computers, dispatch equipment, tools, and other business personal property.

This coverage can be bundled with General Liability in a Business Owners Policy (BOP) for cost savings. A BOP is often the most economical way to get comprehensive protection for your business premises.

What's Covered?

Building Coverage

Protection for your physical structure.

  • Office building structure
  • Garage and maintenance facilities
  • Permanently installed fixtures
  • HVAC and electrical systems
Business Personal Property

Coverage for your business contents.

  • Office furniture and fixtures
  • Computers and electronics
  • Dispatch and communication equipment
  • Tools and maintenance equipment
Additional Coverages

Extended protection options.

  • Business income/interruption
  • Extra expense coverage
  • Equipment breakdown
  • Signs and outdoor property
Covered Perils

Protection against common risks.

  • Fire and smoke damage
  • Theft and vandalism
  • Wind and hail
  • Lightning and explosion

Business Owners Policy (BOP)

Save money by bundling Commercial Property and General Liability into one convenient policy. A BOP provides comprehensive protection at a lower cost than purchasing separate policies.

Combined coverage, lower premium
Simplified policy management
One deductible for most claims
Business income included

Frequently Asked Questions

Protect Your Business Assets

Get comprehensive commercial property coverage or save with a Business Owners Policy.