What is Garage Liability Insurance?
Garage liability insurance is designed for businesses that operate garage facilities where vehicles are serviced, repaired, or stored. For transportation companies that maintain their own fleet, this coverage is essential.
This policy covers bodily injury and property damage claims arising from your garage operations, as well as liability for customer vehicles in your care.
Coverage Components
Garage Operations Liability
Covers claims arising from your maintenance facility.
- Third-party injuries at your garage
- Property damage during service
- Completed operations liability
- Products liability
Garagekeepers Legal Liability
Protection for customer vehicles in your care.
- Damage during maintenance
- Theft from your facility
- Fire damage while stored
- Vandalism coverage
Hired & Non-Owned Auto
Coverage for vehicles you don't own.
- Rented or borrowed vehicles
- Employee-owned vehicles on business
- Test drives and road tests
- Loaner vehicles
Legal Defense
Coverage for lawsuits and claims.
- Attorney fees
- Court costs
- Settlement costs
- Judgments
Frequently Asked Questions
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