Mobility Insurance Programs
The mobility industry is rapidly evolving with new transportation models that combine technology, shared assets, and innovative service delivery. From car-sharing to electric vehicle fleets to comprehensive mobility-as-a-service (MaaS) platforms, these services require specialized insurance solutions.
Our mobility insurance program provides comprehensive coverage for operators navigating this complex landscape, meeting municipal requirements while protecting against the unique risks of shared and emerging mobility services.
Municipal Insurance Requirements
General Liability: $1,000,000 per occurrence, ISO Form CG 00 01
Auto Liability: $1,000,000 minimum limits
Workers' Compensation: Statutory limits with $1,000,000 Employers' Liability
Umbrella/Excess: $1,000,000 per occurrence
Performance Bond: $100 per vehicle
City must be named as Primary additional insured on all liability policies.
Mobility Services We Cover
Car-Sharing Services
Peer-to-peer and fleet-based vehicle sharing
Electric Vehicle Fleets
EV rental and subscription services
Corporate Shuttles
Employee transportation programs
Mobility Hubs
Multi-modal transportation centers
MaaS Platforms
Integrated mobility service providers
Last-Mile Solutions
First/last mile transportation services
Coverage Options
- $1,000,000 minimum limits
- Shared vehicle coverage
- Member/user driver coverage
- City as additional insured
- $1,000,000 per occurrence
- Mobility hub premises
- Products/completed operations
- Platform liability
- Third-party vehicle coverage
- Partner vehicle protection
- Employee vehicles
- Substitute vehicles
- Statutory limits
- $1,000,000 Employers' Liability
- Fleet technicians
- Operations staff
- Platform security
- User data protection
- Payment processing
- Connected vehicle data
- $1,000,000+ excess coverage
- Performance bonds ($100/vehicle)
- Municipal compliance
- Permit requirements
Frequently Asked Questions
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