What is General Liability Insurance?
General liability insurance (also called Commercial General Liability or CGL) protects your business from claims arising from your operations that don't involve your vehicles. This includes slip-and-fall accidents at your office, damage to customer property, and advertising injuries.
For transportation companies, general liability is crucial for protecting against exposures at your office, waiting areas, or any physical location where customers or visitors may be present.
Limits are available up to $5 million per occurrence, with higher limits available upon request through excess liability coverage.
What's Covered?
Protection for injuries occurring on your property.
- Slip-and-fall accidents
- Customer injuries in waiting areas
- Injuries from unsafe conditions
- Visitor accidents at your office
Coverage for damage you cause to others' property.
- Customer property damage
- Damage during operations
- Accidental property damage
- Non-auto related damages
Protection against non-physical injuries.
- Libel and slander claims
- Copyright infringement
- False advertising claims
- Wrongful eviction
Coverage for defending against lawsuits.
- Attorney fees
- Court costs
- Settlement costs
- Judgments against you
Coverage Limits
Per Occurrence
Up to $5 Million
Maximum payout for a single claim or incident
Aggregate Limit
Higher Available
Total payout for all claims during policy period
Frequently Asked Questions
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888-254-0089Coverages That Pair With General Liability
Auto liability that pairs with general liability coverage.
Statutory workers comp for your office and field employees.
GL bundled into our limo and chauffeured transportation programs.
GL bundled into our NEMT and paratransit programs.
Related Transportation Insurance
Explore other commercial transportation insurance programs we write for fleet operators across the United States.
NEMT Insurance
Non-Emergency Medical Transport coverage for Medicaid contracts.
Limousine Insurance
Luxury limo, sedan, and chauffeured fleet coverage.
Black Car Insurance
TCP and CPUC-filed coverage for executive black car services.
Paratransit Insurance
ADA paratransit and accessible transport coverage.
Medical Transportation Insurance
Coverage for ambulettes, gurney vans, and patient transport.
Commercial Auto Insurance
Auto liability and physical damage for commercial fleets.
Workers Compensation Insurance
Statutory workers comp for drivers and dispatch staff.