Premium Coverage

Uber Black Insurance

TCP insurance for luxury rideshare drivers. Get covered fast with next-day CPUC filings and competitive rates for Uber Black and Uber Black SUV vehicles.

TCP Coverage for Uber Black Drivers

At InsureLimos.net, we specialize in TCP (Transportation Charter-Party) insurance for Uber Black and luxury rideshare drivers. Whether you drive a Tesla Model X, Cadillac Escalade ESV, Lincoln Navigator, or Mercedes-Benz, we have the coverage you need to operate legally and protect your investment.

Uber Black drivers
Uber Black SUV drivers
Uber Premier drivers
Uber Comfort drivers
Lyft Lux drivers
Private executive car service
Airport sedan service
Corporate transportation

Why Choose Our Uber Black Insurance?

Next-day CPUC filings for California drivers

Competitive rates for luxury vehicles

Coverage for Tesla, Cadillac, Lincoln, Mercedes

TCP Gap coverage for all periods

Licensed in 18 states

Experienced claims handling with 24/7 support

Coverage Options

Comprehensive insurance solutions designed specifically for Uber Black and luxury rideshare drivers.

Auto Liability (AL)

Coverage options from $750K to $1.5M CSL. Meets CPUC requirements for TCP carriers in California and regulatory requirements in all 18 states we serve.

Physical Damage (APD)

Comprehensive and collision coverage for your luxury vehicle. Protection against theft, vandalism, weather damage, and accidents.

TCP Gap Coverage

Coverage for all periods - from app-on waiting for rides to passenger drop-off. Fill the gaps left by Uber's commercial policy.

CPUC/DOT Filings

Next-day CPUC filings for California TCP carriers. DOT filings available for interstate operations. We handle the paperwork so you can focus on driving.

Vehicles We Cover

We specialize in coverage for luxury vehicles that meet Uber Black requirements.

Tesla Model X

Electric SUV

Tesla Model S

Electric Sedan

Cadillac Escalade ESV

Luxury SUV

Lincoln Navigator

Luxury SUV

Mercedes-Benz S-Class

Luxury Sedan

BMW 7 Series

Luxury Sedan

Audi A8

Luxury Sedan

Genesis G90

Luxury Sedan

Next-Day CPUC Filings

Don't wait weeks to start driving. Our expedited filing service gets your CPUC paperwork processed the next business day, so you can start earning sooner.

  • CPUC TCP-A filings for California
  • DOT filings for interstate operations
  • Certificate of insurance same-day
  • ID cards delivered electronically

Coverage Options

Comprehensive insurance protection designed specifically for your transportation operations.

Auto Liability

The foundation of any commercial auto policy. It protects against financial loss if you or your drivers are found at fault for an accident that injures others or damages their property.

Required by law for all commercial vehicles. Limits typically range from $750,000 to $5 Million depending on vehicle capacity and regulatory requirements (PUC/DOT).

Auto Physical Damage

Covers the cost to repair or replace your vehicle if it's damaged in an accident, stolen, vandalized, or damaged by fire or weather.

Includes Collision (accidents) and Comprehensive (theft, fire, glass, etc.) coverage. Essential for protecting your fleet investment.

Workers' Compensation

Provides medical benefits and wage replacement to employees injured on the job. Mandatory for businesses with employees in California.

Protects your business from lawsuits related to workplace injuries. Covers medical bills, rehabilitation costs, and lost wages.

General Liability

Protects your business from third-party claims of bodily injury or property damage that occur on your premises or as a result of your business operations (non-driving).

Crucial for slip-and-fall accidents at your office, advertising injury, or customer property damage not involving the vehicle itself.

Garage Liability

Essential for transportation companies that maintain their own fleet. Covers liability arising from garage operations including vehicle maintenance and repair.

Includes Garagekeepers Legal Liability to protect customer vehicles in your care, custody, and control. Hired & non-owned coverage also available.

Excess Insurance

Provides higher liability limits beyond your primary policy. Often required for high-profile contracts, airports, or municipal bids.

Can extend coverage limits to $10 Million, $20 Million or more. Acts as a safety net for catastrophic claims.

Commercial Property

Protects your physical business assets, including your office building, furniture, computers, and tools.

Can be bundled with General Liability in a Business Owners Policy (BOP) for cost savings.

Cyber Liability

Protection against data breaches and cyber attacks. Essential for transportation companies handling sensitive client data and payment information.

Covers notification costs, credit monitoring, legal fees, and fines associated with data breaches.

Coverage Limits at a Glance

Auto Liability
  • $750,000 / $1M / $1.5M / $5M CSL
  • Medical Payments: $5,000 or $10,000
  • PIP where applicable
  • UM/UIM up to $1M available
Physical Damage
  • Deductibles from $1,000
  • Roadside: $300 aggregate/vehicle
  • Windshield: $100 deductible
  • Chip repair: No deductible
General Liability
  • Limits up to $5 million
  • Higher limits available on request
Excess Liability
  • Up to $20,000,000 available
  • Following form: $10M x $5M

Uber Black Insurance FAQs

Black Car & Executive Sedan — Service Areas

We also write Uber Black, Lyft Lux, and TCP coverage in these states with same-day CPUC and Medallion filings.

Get Your Uber Black Insurance Quote Today

Join thousands of Uber Black drivers who trust InsureLimos for their TCP insurance needs. Get a competitive quote in minutes.