Specialized non-emergency medical transportation coverage for Nevada operators contracted with MTM Inc. is the statewide NEMT broker for Nevada Medicaid managed care members.
Nevada's NEMT market is concentrated in Las Vegas and Reno, where high senior populations, dialysis facilities, and large managed care organizations drive constant demand. Operators contracted through MTM Inc. or working with Anthem, Health Plan of Nevada, and SilverSummit Healthplan need commercial auto and professional liability coverage tailored to wheelchair, stretcher, and ambulatory transports across vast desert routes.
Market Snapshot: Nevada Medicaid serves over 950,000 members. The Las Vegas Valley alone has more than 60 dialysis centers and 80+ skilled nursing facilities driving heavy NEMT volume.
Nevada Medicaid (Division of Health Care Financing and Policy)
$100,000 per person / $300,000 per accident minimum for most NEMT vehicles
$50,000 minimum
$1,500,000 CSL required for vehicles seating 16+ passengers
Important: Brokers like MTM and managed care plans typically require $1,000,000 CSL on commercial auto liability and $1,000,000 in general/professional liability. Higher limits are common for stretcher transport.
We write coverage for operators contracting with the largest brokers and Medicaid managed care plans in Nevada:
Statewide Medicaid NEMT broker for Nevada
Managed care contracts available through MTM
Largest Medicaid HMO in Clark County
Statewide Medicaid managed care
Medicaid contracts in Clark and Washoe counties
Our team writes NEMT insurance across Nevada. Here are the markets where we see the highest demand:
Knowing what claims happen most often in Nevada helps you prevent losses and choose the right coverage:
Yes. MTM requires a minimum of $1,000,000 commercial auto liability and $1,000,000 general/professional liability before activating any provider contract. Standard livery or taxi policies are not accepted.
It is not required by NTA, but MTM, Health Plan of Nevada, and Anthem strongly prefer carriers who carry $500,000 to $1,000,000 in abuse and molestation coverage, especially for unaccompanied minor or memory-care transports.
A single ambulatory NEMT van in Las Vegas typically runs $3,800 to $5,200 per year. Wheelchair vans run $4,500 to $6,500. Stretcher vans can exceed $7,500 due to higher liability exposure.
Yes. Nevada requires workers compensation for any business with employees. NEMT operations are typically classified under code 7370 (Taxi/Livery) or 7382 (Bus Transportation) depending on vehicle type.
We write Nevada NEMT through carriers who understand MTM, Anthem, and SilverSummit contract requirements
Same-day certificate of insurance for broker enrollment
Wheelchair, stretcher, and ambulatory programs available statewide
Specialty programs for new ventures with no prior NEMT history
Coverage for ambulettes, gurney vans, and broader patient transport.
ADA paratransit and accessible transit coverage.
Auto liability and physical damage for your NEMT fleet.
Statutory workers comp for drivers and patient-care attendants.
State-specific NEMT insurance programs with the limits and filings required by Medicaid Managed Care Plans and broker networks.
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Luxury limo, sedan, and chauffeured fleet coverage.
TCP and CPUC-filed coverage for executive black car services.
ADA paratransit and accessible transport coverage.
Coverage for ambulettes, gurney vans, and patient transport.
Auto liability and physical damage for commercial fleets.
Premises and operations liability for transportation businesses.
Statutory workers comp for drivers and dispatch staff.
Get a free quote in under 24 hours. We work with carriers who understand Nevada Medicaid contracting, broker requirements, and the unique risks of medical transportation.