Specialized non-emergency medical transportation coverage for Ohio operators contracted with Modivcare manages NEMT for most Ohio Medicaid managed care plans.
Ohio's Medicaid Next Generation program serves over 3 million members through plans like CareSource, Buckeye Health Plan, Molina, AmeriHealth Caritas, Anthem Blue Cross Blue Shield, Humana Healthy Horizons, and UnitedHealthcare Community Plan. NEMT is delivered through Modivcare and direct provider networks. Cleveland, Columbus, Cincinnati, and Toledo anchor the largest provider markets.
Market Snapshot: Ohio Medicaid covers 3.1 million members. Cleveland Clinic, Ohio State Wexner, and Cincinnati Children's drive massive scheduled medical transport demand. Statewide NEMT volume exceeds 2.8 million trips per year.
Ohio Medicaid managed care (Next Generation program)
$25,000 per person / $50,000 per accident (state minimum)
$25,000 minimum
$1,000,000 CSL required by Ohio Medicaid managed care plans and Modivcare
Important: All Ohio Medicaid plans require $1,000,000 commercial auto, $1,000,000 general liability, abuse and molestation coverage, and workers compensation. CareSource and Buckeye also require Hired/Non-Owned auto endorsement.
We write coverage for operators contracting with the largest brokers and Medicaid managed care plans in Ohio:
Primary NEMT broker for most Ohio Medicaid plans
Largest Medicaid managed care plan in Ohio
Statewide Medicaid managed care
Major Ohio Medicaid plan
Next Generation Medicaid plan
Ohio Medicaid managed care
Newer managed care contract
Statewide Medicaid managed care
Our team writes NEMT insurance across Ohio. Here are the markets where we see the highest demand:
Knowing what claims happen most often in Ohio helps you prevent losses and choose the right coverage:
All Ohio Medicaid managed care plans require $1,000,000 commercial auto, $1,000,000 general liability, abuse and molestation coverage, workers compensation, and Hired/Non-Owned auto endorsement.
Yes. Any for-hire passenger transportation in Ohio requires a Certificate of Public Convenience and Necessity from PUCO unless operating exclusively under Medicaid contract with proper exemption.
Cleveland-area wheelchair vans typically run $4,200 to $6,500 per year. Stretcher vans cost $5,800 to $8,500. Lake Effect snow exposure pushes Cleveland rates 10–15% higher than Columbus.
No. One properly structured policy with adequate limits and the right endorsements (additional insured for each plan and broker) covers all Ohio Medicaid contracts.
Ohio carriers experienced with PUCO and Modivcare requirements
Programs for Cleveland, Columbus, Cincinnati, Toledo, and Dayton
Winter-ready comprehensive coverage for Lake Effect snow regions
Specialty endorsements for behavioral health and stretcher transport
Coverage for ambulettes, gurney vans, and broader patient transport.
ADA paratransit and accessible transit coverage.
Auto liability and physical damage for your NEMT fleet.
Statutory workers comp for drivers and patient-care attendants.
State-specific NEMT insurance programs with the limits and filings required by Medicaid Managed Care Plans and broker networks.
Explore other commercial transportation insurance programs we write for fleet operators across the United States.
Luxury limo, sedan, and chauffeured fleet coverage.
TCP and CPUC-filed coverage for executive black car services.
ADA paratransit and accessible transport coverage.
Coverage for ambulettes, gurney vans, and patient transport.
Auto liability and physical damage for commercial fleets.
Premises and operations liability for transportation businesses.
Statutory workers comp for drivers and dispatch staff.
Get a free quote in under 24 hours. We work with carriers who understand Ohio Medicaid contracting, broker requirements, and the unique risks of medical transportation.