Luxury limousine fleet representing InsureLimos transportation insurance services

The Public Auto Specialists

Specialized Insurance for Transportation Companies

Comprehensive coverage solutions tailored for limousines, taxis, TNC fleets, buses, and NEMT providers. Drive with confidence.

Transportation Insurance Solutions

We specialize in public auto insurance. Whether you operate a single vehicle or a large fleet, we have the right program for you.

Limousine Insurance

Comprehensive coverage for luxury transportation services including sedans, stretch limos, and SUVs.

Coverage for luxury sedans, Mercedes Sprinters, stretch limousines, party buses, and executive transportation. Partnership with PHLY and other A-rated carriers.

Uber Black Insurance

Specialized TCP insurance for Uber Black and luxury rideshare drivers. Available in 18 states.

Coverage for black sedans, luxury SUVs, and executive vehicles. Next day CPUC and DOT filings once bound.

Taxi & Cab Insurance

Specialized protection for taxi fleets and individual owner-operators with competitive rates.

Coverage meeting state and municipal requirements. Hybrid policies available for drivers who operate both taxi and rideshare services.

TNC & Mobility

Tailored solutions for Transportation Network Companies like Uber/Lyft fleets and mobility services.

Coverage for Uber, Lyft, delivery services, micro-mobility, and on-demand transportation. Period-specific protection for all operational phases.

NEMT Insurance

Specialized coverage for Non-Emergency Medical Transportation vehicles and liability needs.

Coverage for wheelchair lifts, ramps, patient loading/unloading, and medical equipment transport. Policies that meet healthcare facility contract requirements.

Bus & Motorcoach

Protection for charter buses, tour buses, and motorcoach operators of all fleet sizes.

Coverage for school district fleets, charter operators, tour companies, and private transportation. Limits up to $5M CSL with excess available.

Sprinter & Van

Commercial auto insurance for Sprinter vans, cargo vans, and passenger shuttle services.

Coverage for Mercedes Sprinter Executive, luxury Sprinters, cargo vans, and passenger shuttles. Fleet and single-vehicle policies.

Specialty Lines

E-scooters, e-bikes, delivery robots, and emerging mobility services. Municipal permit compliant.

General Liability, Auto Liability, Workers' Comp, Excess Liability, Cyber Liability, and Performance Bonds. City of LA compliant.

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Coverage Options

Comprehensive Protection for Your Business

We don't just sell policies; we build insurance programs. Our expertise in the transportation sector ensures you have the exact coverage you need—nothing more, nothing less.

Need Help Deciding?

Our agents are specialists in California transportation regulations.

General Liability

Essential protection against third-party bodily injury and property damage claims that occur on your business premises.

Commercial Auto

Insures your vehicles for physical damage and liability coverages not covered by a personal auto policy.

Excess Liability

Higher limits when your underlying umbrella policy limits have been reached for catastrophic protection.

Workers' Compensation

Mandatory coverage providing medical benefits and wage replacement to employees injured on the job.

Cyber Liability

Protection against data breaches and cyber attacks - critical for modern transportation companies.

Physical Damage

Coverage for damage to your vehicles from accidents, theft, vandalism, or weather events.

From limousines and black cars to NEMT and paratransit, we write specialized commercial insurance for every kind of passenger transportation operation.