Free Resources

Transportation Insurance Guides

Practical guides written for NEMT operators, limo companies, TCP carriers, and medical transportation providers. Coverage requirements, cost breakdowns, checklists, and documents needed — all in one place.

NEMT Insurance Cost Guide

Complete NEMT insurance cost guide: what you pay per vehicle, per fleet, what drives price up or down, and how to lower your premium. Updated for 2026.

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Limo Insurance Cost Guide

Complete limo insurance cost guide: sedan, SUV, stretch, and party bus rates, what moves the price, and how to get the best rate for your fleet. 2026.

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California TCP Permit Insurance Guide

Complete guide to California TCP permit insurance requirements. CPUC Form PL filings, $1.5M and $5M limits, permit classes, and how to stay compliant.

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Uber Black Insurance Requirements Guide

Uber Black insurance requirements explained: state-by-state limits, TCP vs TNC, what Uber provides vs. what you need, and how to get the right policy.

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Lyft Black Insurance Requirements Guide

Lyft Black insurance requirements by state: TCP in California, livery in other states. What Lyft covers vs. what you need. Same-day COIs. 888-254-0089.

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Wheelchair Van Insurance Guide

Complete wheelchair van insurance guide: what coverage you need, costs by state, lift and securement endorsements, and how to qualify for Medicaid broker COIs.

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Paratransit Insurance Requirements by State

State-by-state paratransit insurance requirements for ADA, Medicaid, and transit agency contracts. Coverage limits, endorsements, and COI requirements.

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Medical Transportation Insurance Checklist

Complete medical transportation insurance checklist for NEMT, ambulette, and wheelchair van operators. Required coverages, documents, and how to get COIs fast.

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Commercial Auto Insurance Filings Guide

Complete guide to commercial auto insurance filings for transportation companies: MCS-90, Form E, Form PL, BMC-91, and state-specific filing requirements.

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