Form E (State Liability Certificate)
Form E is the standard state-level filing that proves you have the minimum auto liability required by the state for your permit class. Required for: state taxi/for-hire permits, limo authority, NEMT operating authority. Filed by your insurer directly with the state. Processing time: 1–5 business days.
CPUC Form PL (California TCP)
California's Form PL is the equivalent of Form E for TCP carriers. It must be on file with the CPUC at all times — if it lapses, your TCP permit is suspended instantly. We file Form PL same-day on new California policies and track renewals automatically.
MCS-90 (Federal Motor Carrier / FMCSA)
MCS-90 is required for interstate motor carriers with FMCSA operating authority (DOT numbers). Required for: motorcoach operators, medical transportation companies operating across state lines, charter bus operators. Minimum: $1.5M for most vehicles; $5M for hazmat. Filed with FMCSA.
BMC-91 / BMC-91X (FMCSA Cargo)
BMC-91 proves motor truck cargo liability for household goods movers. BMC-91X is for exempt carriers. Less common in NEMT but relevant for medical supply transport companies.
NYC TLC Insurance Verification
New York City TLC requires all insured for-hire vehicles to be verified through the TLC's insurance system. Your carrier must be TLC-approved. Non-TLC carriers cannot write NYC FHV coverage. We use TLC-approved markets exclusively for New York City policies.