Specialized non-emergency medical transportation coverage for Georgia operators contracted with GA Medicaid NEMT managed through Care Management Organizations (CMOs): Amerigroup Georgia, CareSource Georgia, Peach State Health Management (Centene), and WellCare of Georgia.
Georgia is one of the fastest-growing NEMT markets in the Southeast, driven by a Medicaid population of 2.2 million served through four CMOs. Atlanta anchors the market, but significant NEMT demand exists in Augusta, Savannah, Macon, and Columbus. The Georgia Public Service Commission (PSC) regulates commercial transportation, and the Georgia CMO credentialing process is streamlined for operators with the right insurance package.
Market Snapshot: Georgia Medicaid covers 2.2 million members across urban and rural markets. Hartsfield-Jackson International Airport in Atlanta also drives a strong limo and black-car market.
Georgia Medicaid (Georgia Gateway / Georgia Pathways) managed through CMOs
$100,000/$300,000 minimum for GA commercial vehicles; CMOs require $1,000,000 CSL
Included in CSL
$1,000,000 CSL required by all GA Medicaid CMOs
Important: GA CMOs (Amerigroup, CareSource, Peach State, WellCare) require $1M commercial auto, $1M general/professional liability, abuse and molestation, and workers' comp. GA PSC authority required for commercial carriers.
We write coverage for operators contracting with the largest brokers and Medicaid managed care plans in Georgia:
One of the largest GA Medicaid CMOs
Major GA Medicaid CMO serving multiple counties
GA Medicaid CMO
GA Medicaid CMO
Our team writes NEMT insurance across Georgia. Here are the markets where we see the highest demand:
Knowing what claims happen most often in Georgia helps you prevent losses and choose the right coverage:
All four GA Medicaid CMOs require $1M commercial auto liability, $1M general/professional liability, abuse and molestation endorsement, and workers' comp. GA PSC authority is also required for commercial carriers.
Yes — Amerigroup, CareSource, Peach State, and WellCare each require a COI with the plan named as additional insured. We issue all four COIs simultaneously on the same business day you bind.
Georgia NEMT operators typically pay $6,000–$10,500 per vehicle per year — generally less expensive than California, New York, or Michigan, but competitive with Texas and Florida for operators with clean loss histories.
Experience with all four GA CMO credentialing requirements
Programs for Atlanta and rural Georgia markets
GA PSC authority support
Same-day COIs for Amerigroup, CareSource, Peach State, and WellCare
Competitive rates from carriers with GA NEMT experience
Coverage for ambulettes, gurney vans, and broader patient transport.
ADA paratransit and accessible transit coverage.
Auto liability and physical damage for your NEMT fleet.
Statutory workers comp for drivers and patient-care attendants.
State-specific NEMT insurance programs with the limits and filings required by Medicaid Managed Care Plans and broker networks.
Explore other commercial transportation insurance programs we write for fleet operators across the United States.
Luxury limo, sedan, and chauffeured fleet coverage.
TCP and CPUC-filed coverage for executive black car services.
ADA paratransit and accessible transport coverage.
Coverage for ambulettes, gurney vans, and patient transport.
Auto liability and physical damage for commercial fleets.
Premises and operations liability for transportation businesses.
Statutory workers comp for drivers and dispatch staff.
Get a free quote in under 24 hours. We work with carriers who understand Georgia Medicaid contracting, broker requirements, and the unique risks of medical transportation.