Commercial Transportation Insurance
Santa Barbara

Limousine Insurance

Comprehensive commercial auto coverage for stretch limos, sedans, SUVs, and party buses. Includes liability, physical damage, and passenger protection.

• ●Primary liability from $1M+
• ●Physical damage & comprehensive
• ●Passenger accident coverage
• ●Hired & non-owned auto

Taxi Insurance

Purpose-built taxi cab insurance covering medallion cabs, independent operators, and taxi fleets. Meets all state and municipal licensing requirements.

• ●Per-occurrence liability limits
• ●Medallion & non-medallion cabs
• ●Fleet discount programs
• ●24/7 claims support

TNC / Rideshare Insurance

Coverage for Uber, Lyft, and independent TNC operators. Bridges the gap between personal auto and TNC platform coverage across all three driving periods.

• ●Period 1, 2 & 3 coverage
• ●Uber Black & XL specialists
• ●California CPUC compliant
• ●AB5 compliance guidance

NEMT Insurance

Non-Emergency Medical Transportation insurance for Medicaid/Medicare-certified providers. Covers wheelchair vans, stretcher vehicles, and ambulatory transport.

• ●Medicaid broker compliance
• ●Wheelchair & stretcher vehicles
• ●Driver background requirements
• ●State NEMT program compliance

Motorcoach / Bus Insurance

Commercial insurance for charter buses, motorcoaches, and school buses. FMCSA-compliant coverage with high liability limits for passenger-carrying vehicles.

• ●FMCSA-compliant limits
• ●Charter & scheduled service
• ●School bus programs
• ●Driver liability endorsements

Uber Black Insurance

Specialized insurance for Uber Black, Uber XL, and premium TNC operators. Designed to meet Uber's strict vehicle and coverage requirements.

• ●Meets Uber Black requirements
• ●Luxury vehicle specialists
• ●California TCP compliance
• ●Commercial plate coverage